March 01, 2022, 11:18 a.m. EST 1 Min Read. When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at …The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...A unique feature of this report is the option to enter an estimated value for the property, with the system returning the probability of attaining the estimated value entered. AVM Lite. This low-cost report leverages the same valuation model and nationwide coverage to instantly return a valuation and confidence score.Xactus, is a reseller of credit information and provides credit report information from the 3 credit bureaus at the request of our mortgage company clients per the Fair Credit Reporting Act ...Earlier this year Xactus was named an ICE Mortgage Technology Innovation Award winner for Lender's Choice - Innovative Service Provider.... Meet Xactus' Award Winning Executives. May 16, 2023 | Blog. Both in 2022 and 2023, several of Xactus' executives were recognized for their achievements and many contributions to the mortgage industry.Our Pre-QualificationX soft inquiry report also helps protect your pipeline and costs less than a hard inquiry. However, it is different than Pre-AppX in three important ways. Pre-QualificationX: Does not include trended credit data or allow scoring tools, supplements or other verifications. Cannot be used for the GSEs. Requires written consent.2. On the left-hand side under Actions, click Cancel Report (Allow Repull). ... PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. How to Cancel a Credit Report Within Xactus360 ... Home Batch Submissions Details 48428674 Credit ReportX Canceled 06-27-2023, 022248 PM 06-27-2023, PM xactus>l Advancing the ...Xactus is the leading verification innovator for the mortgage industry, with over 6,500 clients including Rocket Mortgage and many of its third party origination partners. Our TPO partner program helps brokers make smarter lending decisions with core advantages designed specifically for their operations. At Xactus, we apply a 360 approach to ...Perry Steiner serves as Chairman and CEO of Xactus. His career has spanned private equity, executive leadership, and various entrepreneurial ventures. Perry has been on the board of directors of approximately 20 companies, and has served in the capacity of Chairman and Lead Director of businesses across multiple industries. Previously Perry ...March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, "Advancing the Modern Mortgage," which speaks to ...Report Features. Broad Coverage: Obtain the same nationwide coverage that historically has been included in credit reports. Actionable Details: Specify the type of judgment and lien content that you need, and select a variety of attributes and individual judgment and lien details. Numerous Attributes: Choose from the count of liens on file, the ...About Xactus Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit ...Dispute the inquiry. The Fair Credit Reporting Act of 1990, gives you 30 days to dispute a hard inquiry. If you discover an unexpected hard inquiry on your report, you should contact the company named and the credit bureaus immediately. Although you can contact the bureaus electronically, certified mail is preferable, as it creates a paper trail.Broomall, Pennsylvania-headquartered Xactus, founded in 1928, has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Related ...Xactus' credit reporting solutions reduce costs, increase efficiencies, and softening risk. Our pre-approval and pre-application reports use soft inquiries any bewahren your lead from competitors. Finest of all, our credit reporting products how you making beter decisions throughout the lending action.Xactus, the leading verification innovator for the mortgage industry, announced today the acquisition of MassiveCert, a data and technology leader in residential national flood data and technology. MassiveCert will now operate under the name Xactus Flood Solutions. "We are excited to acquire MassiveCert and introduce additional innovative ...Xactus, the leading verification innovator for the mortgage industry, announced today a partnership with the National Association of Minority Mortgage Bankers of America . This partnership with Xactus brings NAMMBA closer to its mission of increasing the engagement of women and minorities in the mortgage industry.Credit Plus moves mortgage professionals forward. For more information, please call Credit Plus at (800) 258-3488, e-mail [email protected] or visit the company’s website at www.xactus.com.A hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ...President. Shelley Leonard serves as President of Xactus, and a member of the Board of Directors. With over two decades of experience developing and delivering technology solutions to the country's top mortgage lenders and servicers, Shelley is steering the company to drive the transformation of the mortgage verifications industry with its innovative credit and data solutions and digital ...We Offer Two Different Kinds of Pre-Screened Lead Data Solutions: Batch Pre-Screen FICO-Based Credit Data. Choose single, dual or tri-bureau data and receive one-off extract or scheduled ongoing fulfillment. Requires firm offer of credit. Invitation to Apply (ITA) Non-Credit Data. Data is derived from public records from multiple sources.Xactus' credit reporting solutions reduce costs, increase efficiencies, furthermore mitigate total. Our pre-approval and pre-application reports use soft queries which protect your lead free competitive. Best of all, our credit reporting products help you make better decisions throughout the bank process.Aug 3, 2023 · Helps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA – August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders.3. Select your credit agency and report type as well as marking each bureau needed. Then, choose a Request Type. Order New Report – Orders a new credit report. Re-issue Existing Report – Imports an existing report of a particular file number. Upgrade Existing Report – Add bureaus to an existing file and upgrade to include a co-borrower.We are proud to be the first third-party service provider with the credit integration," said Shelley Leonard, President of Xactus. Meet with Xactus at ICE Experience 24. Xactus is a proud Platinum Sponsor of the ICE Mortgage Technology Experience this year taking place March 18-20 in Las Vegas. Schedule a time to meet with us at the ...As a crucial part of your loan tracking system, Portfolio MonitoringX solution can: Help guard your profits and loans. Mitigate portfolio run-off. Enhance your credit decisioning based on key account data. Monitor delinquencies. Choose between single bureau or tri-bureau monitoring. Receive alerts in real-time or within 24-hours.Broomall, PA – October 5, 2023 – Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac’s Property Data Report (PDR). It is connecting mortgage lenders with vetted and trained ...Universal Credit Services top competitors are ACES Financial Management Services, Financial Coach and Penn East FCU and they have annual revenue of $17.9M and 85 employees. ... UCS is an Authorized Report Supplier for Fannie Mae Day 1 Certainty® ... 2022-04-17 - Xactus Announces Kevin Ryan as Chief Financial Officer.Universal Credit Services merged with Consolidated Information Solutions and Avantus. I am happy to take on the CEO position of the new company, UniversalCIS, LLC. UniversalCIS is a market leader ...Aug 3, 2023 · Helps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA – August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders.Universal Credit Services merged with Consolidated Information Solutions and Avantus. I am happy to take on the CEO position of the new company, UniversalCIS, LLC. UniversalCIS is a market leader ...With Credit Canvas+, lenders can pick and choose which bureaus are present on the credit report. Our flexible bureau logic allows lenders to start with a single bureau and then determine which credit score criteria will automatically upgrade the report from a single to dual or tri-bureau report instantly. Pre-Approve and Pre-Qualify ConsumersFree weekly online credit reports are available from Equifax, Experian and TransUnion. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Request your free credit reports. Spot identity theft early. Review your credit reports.Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | Videos. Watch this brief video and see in just a few seconds the advantages of our cutting-edge flood risk detection reports. 1:00.3. Select your credit agency and report type as well as marking each bureau needed. Then, choose a Request Type. Order New Report – Orders a new credit report. Re-issue Existing Report – Imports an existing report of a particular file number. Upgrade Existing Report – Add bureaus to an existing file and upgrade to include a co-borrower.Latest News. Residential Mortgage. UniversalCIS | Credit Plus Shifts Strategies with Rebranding as Xactus. By. Ariana Fine. - March 1, 2022. 1. Perry …March 01, 2022, 11:18 a.m. EST 1 Min Read. When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at …Validate Consumers’ Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 – Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant’s name on file.PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, …We Offer Two Different Kinds of Pre-Screened Lead Data Solutions: Batch Pre-Screen FICO-Based Credit Data. Choose single, dual or tri-bureau data and receive one-off extract or scheduled ongoing fulfillment. Requires firm offer of credit. Invitation to Apply (ITA) Non-Credit Data. Data is derived from public records from multiple sources.The credentials used to access Xactus360 are the same credentials used for reissuing a report Fannie Mae The credit vendor is Xactus 51 Freddie Mac Select Sharper Lending as the Credit Vendor and Xactus LLC as the Technical Affiliate Retrieval / Reissue The Report ID is the reference number used to reissue a credit report in DU & LPCommercial Drivers can request a free copy of a DAC report online from HireRight. Under the Fair Credit Reporting Act, truckers have the right to request one free DAC report each y...Repull Frozen Credit Files The Applicant(s) credit file is frozen at the credit bureau(s) listed below. To repull a file, select the appropriate checkbox and enter the consumer's PIN if required. Clicking the Submit button will repull the selected credit files. There is a charge per bureau per borrower. (TO: $7.50, EXP: $7.50, EQX:SIO.25 Frozen ...Customize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232Credit Plus is a leading provider of business owner and business credit reports and a complete ecosystem of business intelligence data that commercial and private money lenders need to reduce risk and improve financial performance. Its business credit report data is verified so lenders can be confident that the data they receive is accurate.Now private money and commercial lenders can know more about their borrowers faster. Salisbury, MD, April 9, 2021 – Credit Plus, a leading provider of business credit reports and a complete ecosystem of business intelligence data, today announced it has integrated with LendingWise, a LOS software platform that serves the commercial …Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily …A proposed class action claims that Xactus, formerly known as Credit Plus, violated the FCRA by publishing conflicting and false data from other credit …Xactus Data offers tri-merge credit reports, pre-approval and pre-qualification reports, tradeline updates, and scoring tools for mortgage lenders. Xactus Data does not provide credit reports for consumers or businesses.A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and community participation status information. Xactus Flood Solutions flood zone determinations include a map exhibit pin-pointing the property location and showing parcel boundaries and building footprints with the FEMA flood layer overlay.Leader in Mortgage Credit Reports. Mortgage lending professionals across America rely on the easy-to-read consumer credit reports and innovative verification tools offered by Factual Data. Every day, we continue our mission of Helping Lenders Expand Homeownership.Credit Scores F CO Lending Experian 642 Experian 732 27 Date Credit Report Summary 76 48 Credit Report Details D: 44023528 Merge Available Credit Reports Report Type M M M M M M 10-07-2022 PM 10-10-2022, AM Format 10-07-2022. -v 10-07-2022. -v xactus360 Home Dashboard Account My Reports UDM Business Report Management Repons Preterences SSN SSNVOur Online Verifications Demonstrate our Unrivaled Commitment to Your Success. Xactus provides all the verification solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and debt verification data so you can properly evaluate the loan applicant’s ...Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily …Credit Score Disclosure XACTUS TEST ACCOUNT 370 Reed Road, Suite 100 Broomall, PA 19008 Applicant Nancy Blue 200 Cider Brook Dr Appletown, CT 06477 Report ID 43534043 ... Questions regarding your credit report should be directed to TRANSUNION, EXPERIAN or EQUIFAX. You will find their contact information below: TransUnion P. O. …Feb 27, 2024 · Streamline your HMDA Compliance with Xactus With the HMDA submission deadline quickly approaching on March 1st, time is of the essence! It’s crucial to act swiftly to meet compliance requirements.Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened and DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit and Account Types High Credit: This is the highest amount borrowed on this account. This shows ...Xactus360 is a web-based platform for managing and tracking legal matters. Log in to access your cases, documents, and reports.Credit File Potential TransUnion score change of +28 points with Credit Analyzer View Invoice Close FILE 9244920 APPLICANT: ANDY A AMERICA - *** WEB / PDF / Prequal Analyzer Other Reports Credit Analyzer What-if Simulator Comparison Report Request Suzp ement VIEW REPORT ADD-ON PRODUCTS REF 07820 1805000046 742 TU: …Xactus ' expertise in the mortgage industry enables it to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. Xactus moves mortgage professionals forward. For more information, please call Xactus at (800) 258-3488 or visit the company's website at x actus.com.On Credit Karma, you can get your free VantageScore 3.0 credit scores from Equifax and TransUnion. You can also get your credit scores from the three main consumer credit bureaus, though you may be charged a fee. (You're entitled to a free copy of your credit reports from each of the three credit bureaus every year, but not your scores.)Ross Gloudeman is Xactus’ General Counsel and Chief Compliance Officer. He has over 15 years’ of legal and compliance experience on both the tech services and lending services side, helping companies overcome unique regulatory challenges. He’s using that specialty to strengthen Xactus’ regulatory compliance framework and manage its ...Credit report pulls are a common part of most of our financial lives. A company may want to run one when you’re about to get a new loan or you’re asking for an increase to your cre...Credit Report LoanShield AVM Flood Zone xactus>l Advancing the Modern Mortgage Credit Report Details Canceled AM 02-16-2023, AM Report ID: Type 2208000129 45164045 Merge Credit Report Actions: Copy/Merge\lJnmergs Order update/Supplement Order Xpress Llodate Order Raoid update/Rescore Liens and Judgements Refresh ReportDate of Last Activity on your credit report refers to the last time there was activity on any of your accounts. DLA is used on any account in the last seven years, whether it is an on-time payment or a late payment. Accounts with no activity are supposed to drop off your credit report after seven years. Simply calling a creditor does not count ...PHILADELPHIA, September 13, 2023--Xactus, a leading provider of business data and intelligent insights to the equipment leasing/finance industry, announces it is now offering credit reports from ...Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios. The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and ...Xactus Credit Inquiry is a sophisticated tool designed to facilitate seamless credit evaluations for businesses and individuals. Unlike traditional credit inquiries, …Through Xiris Valuations, Xactus delivers value-added property appraisal solutions that help lenders balance the need for compliance with appraisal quality. With Xiris Valuations, you have built-in peace of mind knowing your appraisers are operating with full independence. Plus, our suite of products enables you to customize the appraisal plan ...Our expertise in the mortgage industry enables us to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. We move mortgage professionals forward. Xactus offers TMC Members discounts on various credit & verification solutions including: Tri-Merge Credit Reports. VOE's & VOD's. Flood …1. Personal information. Identity information on your reports may include your …. Name. Social Security number. Date of birth. Address. Phone number. If you find incorrect identity information on one of your credit reports, you can file a dispute or an update with the reporting credit bureau to change it.Raiz Federal Credit Union uses VerisiteX and thinks it’s a phenomenal tool that is easy to read and provides quick, helpful insights. But don’t take our word for it. Here’s what Rick Pustejovsky, AVP of Real Estate and Business Lending, had to say about the benefits of using this innovative mobile technology:Xactus Report Flood Zone Determinations Integration with Encompass LOSES by CHILL. Broomall, Pa. - March 15, 2024 - Xactus, an leading verification innovator for the mortgaged industry, today announced a new flood zone determination integration using Encompass Colleague Connect, the current API framework from Intercontinental Exchange (ICE ...The Refresh Report option allows the client to get an updated copy of the borrower's credit report through use of a "soft inquiry." This is generally done just before a loan is funded to ... Xactus.com. 888-212-4200. Author: Anthony Fulginiti Created Date: 1/27/2021 10:39:13 AM ...Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Xactus, Broomall, Pennsylvania. 54 likes · 3 talking about this. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest...Click Order Credit Report under Products & Services. 2. The screen will automatically be on a Single Order. Click the tab that says Upload Batch Order. Select Order Credit Report. You can then Browse for the .CSV file with your list of borrowers to upload. Once you have selected a file, click Upload . How to Batch Order CreditUniversal Credit Services top competitors are ACES Financial Management Services, Financial Coach and Penn East FCU and they have annual revenue of $17.9M and 85 employees. ... UCS is an Authorized Report Supplier for Fannie Mae Day 1 Certainty® ... 2022-04-17 - Xactus Announces Kevin Ryan as Chief Financial Officer.Upgrade Existing Report - add a bureau(s) &/or co-borrower to a report using the existing Xactus file number • Retrieve Updated Report - find an updated credit report using the existing Xactus file number, such as a report that was updated to show a higher credit score, different liabilities, etc. On the following screen, ensure your Xactus ...Credit Report Legend 1. ECOA Codes A: Authorized user - A joint account where the borrower is an authorized user, but has no contractual responsibility. I: Individual account - An account solely for this borrower. B: Borrower's account - An account solely for the borrower. C: Co-borrower's account - An account solely for the co-borrower. J: Joint account - An account for which both spouses are ...Broomall, PA – October 5, 2023 – Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac’s Property Data Report (PDR).It is connecting mortgage lenders with vetted and trained property data collectors …This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened & DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit & Account Types High Credit: This is the highest amount borrowed on this account. This shows ...Get leading credits technology and credit reporting solving from Xactus. Integrating users data and reporting seamlessly. Reduce risk include decisions. About Xactus; Xactus U; News; Help & Support; About Us; ... Introducing Xactus The Leading Verification Technologist for the Mortgage Industries. More About Xactus.About Xactus. Xactus is a company focused on verification innovation within the mortgage industry. The company offers a range of services including credit solutions, verification services, fraud detection, property solutions, score optimization, and data solutions, all aimed at streamlining workflows and enhancing the efficiency of mortgage processes.Xactus is the leading verification innovator for the mortgage industry. We work closely with clients to digitally integrate a 360° approach to verification across workflows. ... At Xactus, we serve over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers, and we operate 12 centers ...Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios. The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and ...in Daily Dose, Headlines, News, Technology March 1, 2022 6,010 Views. UniversalCIS | Credit Plus has announced its new name, Xactus, marking a new beginning for the company. The name change ...Pre-AppX: Add Utility to Soft Credit Inquiries. Delay prospect triggers until later in the mortgage process with Xactus’ pre-approval soft credit inquiry reports. Watch this video and learn more about how we are meeting the dynamic needs of the industry.Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.Xactus, formerly Universal Credit, offers the fast, simple way to access tax return transcripts online. Our encrypted, secure website provides a simple to use submittal process and a secure archive to retrieve your reports online 24/7 while protecting your applicant's identity. Save time and money with Xactus' direct connection to the IRS. Call ...AboutXactus formerly Credit Plus. Xactus formerly Credit Plus is located at 31550 Winterplace Pkwy in Salisbury, Maryland 21804. Xactus formerly Credit Plus can be contacted via phone at 800-258-3488 for pricing, hours and directions.How to Add a Tradeline (NonTraditional Credit) View the Xactus credit report in your Loan Origination System (Encompass, Calyx Point, etc.) or in the Xactus platform. Select the Request New Tradeline hyperlink, found on the top left when viewing the report: You are navigated to the Xactus website - Tradeline Supplement - Add a Tradeline screen.. Bill Merryman serves as Executive Vice President of STax TranscriptX from Xactus are easy to read and an inexpen Get leading lending technology and credit reporting solutions from Xactus. Integrate consumer data and reported seamlessly. Remove risk in decisions. About Xactus; ... Pa. - April 43, 6511 - Xactus, an leading verified innovator for the mortgage industry, today announced that several of its verification services is now available via Dark ...Report Within Xactus360 ... If you wish to pay by credit card, please fill in this information as well. When all is complete, please click Submit. 5. This can also be requested from the applicant screen on the left-hand side. PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. xactus>l Advancing the Modern ... Check out our comprehensive, interactive product overview Thank you for submitting the Fast Track form. We will be in touch soon. Register for your continuing education courses through Xactus...
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