While it's easy to get sucked into what may sound like a good deal, it's also easy to do your research to ensure that "deal" is the real thing. Here are three common vacation booki...Re: Discover prequalify. @CS1974 wrote: Quicksilver $3000 cl quicksilver one $1000 cl and credit one $500 cl. But cards I have now is irrelevant. Discover isn't even a higher society card anyway. Actually the cards we currently have are very much relevant at times. EXP 778 TU790 EQ 752.Citi Pre Qualify. For the first time I get prequealify options in the citi website tool, but only offers me the Citi Double Cash and Simplicity card, But I am interested actually just in the Citi Advantage Platinum Card. At the same time Credit Karma show me Very good approval odds for DC and Simplicity, but Citi Advantage says Fair approval ...Most card issuers offer preapproval or prequalification, allowing applicants to learn if they’re likely to be approved before committing to a formal application—and a …BB&T Bright Credit Card Approval - From Prequalify. First time prequalify screen showed i am pre approved for all three bb&t cards (though i already have 2 of them). It also showed 20K miles for the travel card. Not sure they award the sign up bonus again if i have the card already. Anyway applied for Bright card which is like 0% interest for ...Jan 10, 2018 · Background: 800-ish FICO scores, 15% utilization according to Chase, 32-year credit history, only one Chase credit card (IHG Select - Lowered CL from $21K to $15k pro-actively), currently 5/25 until next month, but have also had checking, savings and a student loan in the past with them. Message 8 of 16. 1 Kudo. FinStar.That means applicants need good credit for approval. This applies to all PenFed credit cards. If you receive a pre-approved mail or e-mail offer for a PenFed credit card, it means your credit profile likely meets the card's requirements for approval. While such an offer doesn't guarantee approval, it indicates good odds of getting the card.I'm beyond frustrated and would like to purchase a brand new car to hopefully avoid the woes of something used. Checked capital one - we prequalify again and within the limits to purchase new (because frankly at this point dealers want just as much for a used car as new and I'm over the used car drama). We would be financing this jointly …DW's went from $10K to $35K in a less than 6 months. Sometimes having higher limit cards seems to breed getting more higher limit cards. Our credit card journey started 3/2018. Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65. CU Memberships.How solid are Capital One's Pre-Qualify Offers? I currently have the Capital One Quicksilver One with a 3K limit. I've had it for 4 months, and it's my daily driver. I make multiple payments each month. Here are my data points: 11% UTL (My actual UTL 5%) with a total credit limit 101,750 (AU on sister's 4 accounts with a total 73,100), and my ...Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.They also give more wiggle room on approvals if you have a relationship with the CU or bank they (Elan) are representing. They are usually friendly on the phone too. I am in the process of rebuilding my credit. After receiving several "pre approval" letter in the mail and quickly being - 4104344.Nov 14, 2022 · Both had squeaky clean files, mine thinner, theirs thicker. Both scores higher than yours currently (but Chase doesn't use that they have their own score), both incomes (I believe) lower. Both utils lower than yours. The card is supposedly easier UW than the core Chase cards, which you're already in the door with.Amazon Prime Sig Prequalified Offers. Has anyone else received Amazon Prime Signature Visa prequalified offers? It might be new but check it out.. I was checking out and the there was a my offers section with all of Amazon's CCs.. the prequalified offer has a set APR of 22%.. APR rate varies based on credit etc from 15% …Re: Chase IHG Premier Pre Approval ** Update**. I was approved for this card. CL $16,000. I just let it sit and it auto approved. 11/13/23 TU 808 EX 800 EQ 806 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/BOA $25,000/Macys AmEx $25,000/Sams Club MC $20,000GM Card $18,000/Chase IHG $16,000/Barclay Rewards $12,100/Dicks ...@Moni209, is the pre qualify a solid APR one number or a range of like 15.99-26.99% ? Fixed APR Pre-Qual's are usually pretty solid, also if you pre-qual for "DELTA AMEX, DELTA GOLD and the Hilton Honors card" If solid APR, You could cold app for Blue Cash Everyday, Cash Magnet, Blue Cash Preferred, Amex Everyday.I just completed a prequalified for discover. I am looking to do a balance transfer and have always wanted in with discover. After I was - 4454300Rebuilding since September 2020. who i burned - chase, cap 1, TD bank, Sync, were the biggies. Income 40k. Total utilization around 20 pct depending on my current usage/needs. Ficos in the 680 - 690 range, the 9's slightly higher than the 8's. My vantage scores 708 - 711.Prequalified Auto Loan? My son is looking to buy a car from a family member (not a dealer) at a very good price but he does not have enough to completely pay for it and is looking to either: 1. Get a personal loan using the car as collateral. 2. Get an auto loan. Difference would only be around 3K for 9K vehicle.There's no way to force a pre-approval. I've been with PenFed for many years and I've never received a pre-approval for an auto loan. With that being said, I've never had any of my auto loans be declined either. If you really want to use them just apply as you may be waiting many, many years if you're hoping for a pre-approval to come your way.Background: 800-ish FICO scores, 15% utilization according to Chase, 32-year credit history, only one Chase credit card (IHG Select - Lowered CL from $21K to $15k pro-actively), currently 5/25 until next month, but have also had checking, savings and a student loan in the past with them. Message 8 of 16. 1 Kudo. FinStar.The pre-qualify is pretty much a done deal. Just submit any paperwork they ask for to solidify it. If it expires, you can do it again immediately after, but if something changes negatively in your reports by then, they could deny you. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Chase Prequalify "RESPOND" offer I am over 5/24 so I am sure this is a moot point but when I login to Chase and go to my offers it shows me "You may be pre-approved" and login for offers. I see a bunch of cards that say "Apply" but the top one is Freedom Flex and the button states: "Respond" ... All FICO ® Score products made available on ...Re: Amex Pre-Qualify. You should be good if you're pre-qualified and especially if your score is above 670, but ppl have qualified with lower scores. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621. Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689. Goal Score:=750.Greetings, my EX is currently at 688, should be over 700 once my statement cuts with less than 9% util down from 45%. When i used the Amex prequalify offer and I view the info about the BCE card it shows an APR of 17.74%, no range. Does that mean it's a direct offer and not a general one? Thanks.Ebay Mastercard Approved! I was just on eBay earlier, and was about to make a purchase and saw link for the eBay MC. Decided to go ahead and apply. I was a bit hesitant at first, because I didnt want the Paypal smart connect card if I was denied for the MC, but I pulled the trigger anyways. Instant approval of $1500.NFCU Pre-Qualify. So I decided to check the pre-qualify page at NFCU tonight to see if anything had changed recently. When I first applied back on May 21st, it told me that I only qualified for a secured card. I applied for a regular Go Rewards card anyway and it was approved with just a $700 credit limit.Burned Capital One for about 750 and 1000, at least those were the limits on the cards. Chp7 Bankruptcy discharged in December 2016. I have read on here that many people get them even 1 month after discharge, even after burning them. I have tried dozens of times to pre-qualify and never once have ...Re: Prequalification Applications List. "especially for those rebuilding or trying to save hard-pulls for Chase cards or whatever the case may be.". If you are referring to the Chase 5/24 rule, please note that this pertains to 5 new accounts / 24 months not 5 inquiries. That confuses a lot of people at first including myself.The ASH1L gene, also known as KMT2H , provides instructions for making an enzyme, called lysine-specific methyltransferase 2H, that is found in many organs and tissues of the body....When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before ...Hi, I have been pre qualify for walgreens mastercard and when I applied it the 7-10 days message appear with a code and do not ask me to - 6574041. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Plenty of people here have reported the prequal page saying they're prequalified for ALL cards (myself included), which is of course quite unlikely. But anyway, besides the FS, all their other cards have the exact same criteria, so feel free to app for whichever one you want most at this time. ... FICO, myFICO, Score Watch, The score lenders ...Re: Bank of America do not provide Pre-Approvals. Most prequalification pages from other banks so a soft pull, and if you prequalify, you have a pretty good chance for approval. BoA doesn't do that. Their prequalification page is just a marketing scam and the result doesn't mean anything in terms of your approval chances, as AverageJoesCredit ...Yeah, sorry , was more a comment on their highest rate which considering its not a retail store card is insanely high. If you go for it hope you get a better rate. I got a pre qual letter in the mail today. Its for the BBVA Compass ClearPoints Credit Card. 0% APR for the first 13 months, 12.49%-30.48% - 5159385.Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...I'm gardening but just to test it, I submitted a pre-qual app for the Power Cash Visa twice about 20 minutes apart. The first one gave me a pre-qual for an SL of $20,000. The second one 20 minutes later gave me a pre-qual for an SL of $10,000. 20 minutes apart. Their pre-qual reminds me of a Magic 8 ball or a slot machine. it's always been a ...Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't - 6435323 - 6Re: Pre-qualified for the AAA mastercard. @PullingMeSoftly wrote: It's a good thing you weren't pre-qual for it because the AAA card products seem kinda meh anyway. The Dollars Gas Rebate card looks like the best one with 5% on gas station purchases but "capped at 2% of your total monthly purchases".Re: 2% Cards/Citi or Penfed. @user979797 wrote: PenFed currently has pre qualify links live on their credit card website so you could see if you pre qualify for the PCR 2% without a hard pull with them, and if you do it should show you a credit limit you may qualify for as well. There are many 2 percent options out there so you will find one ...Hello all, last week I went to Sam's Club to buy some things and was not expecting to be prequalified for thier mastercard at the register. I decided to pass and look up the benefits and found it's a 5% cash back on gas! I was surprised and tempted since my highest gas cash back card is the BankAmericard with 3% (Excluding Chase and Discover's ...From museums and gardens to castles and epic Ferris wheels, Myrtle Beach has a lot more going on than just its 60 miles of incredible sand. The shores of Myrtle Beach are undeniabl...The interest-free loan service, with no additional fees, is an attractive payment option for iPhone and iPad users Apple is finally ready to hand out loans to its users, nine month...I went ahead and did the Capital One Auto Navigator pre-qualification (the dealership where I serviced the car with the blown engine participates). To my surprise given my mediocre scores, they pre-qualified me with APRs ranging from 3.89-5.03%, depending on which vehicle I'm modeling.Just curoius Has anyone gotten a PERSONAL Pre-Approval for a BJ's mastercard? Did you just join? How did it come? Email? - 3856780How solid are Capital One's Pre-Qualify Offers? I currently have the Capital One Quicksilver One with a 3K limit. I've had it for 4 months, and it's my daily driver. I make multiple payments each month. Here are my data points: 11% UTL (My actual UTL 5%) with a total credit limit 101,750 (AU on sister's 4 accounts with a total 73,100), and my ...While I had assests with Fidelity, I wouldn't call it anywhere significant. My credit report is also not free to negative into. I recieved another Fidelity Rewards VISA Signature mailer inviting me to apply. The main selling point of the offen 0% APR for 18 billing - 6711077.I know discover, cap one, amex, Gemini, and X1 have pre-approval but are there anymore that you recommend? Google can be iffy sometimes when it comes to Pre-approvals at the credit union level so im hoping you can share your recommendations. also, I noticed a lot of NFCU approvals recently. Do yo...May 26, 2020 · So apparently Discover has two prequalify links one that only asks for name and last 4 and one that wants all info. Which is valid and does - 6033610Is the AMEX prequalify or preapproval on their website a soft or hard pull?? I noticed that it asked for a lot of information for just a - 1255717Prequalification involves a soft credit check, which won't affect your credit score. The process involves the card issuer reviewing some basic information about you and your credit file to see if you're a good fit. Note that some card issuers may use the term "preapproval" instead. Because it's not an official approval, being prequalified for a ...Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL Discover Card. Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check.11-03-202104:44 AM. Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022. Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't posted here and …To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since. Message 6 of 15. 3 Kudos. Anonymous.Re: Got a Pre-qualified Wells Fargo offer - Is it legit? I have Wells Fargo savings and home projects visa, those prequals are legit and I think if you don't take it, and in 4-6 months keep gardening and doing things right, that prequal offer will be nicer. 26% is high, but I'd be tempted to bite lol. Message 5 of 19.Visit the Home Depot® Credit Card pre-qualification page. Enter your name, email address, phone number, and the last 4 digits of your Social Security number. Click the "Continue' button and see if you are pre-qualified. To respond to a pre-approved offer in the mail, visit the issuer's pre-approval page and enter the invitation code ...I tried the PenFed online "Pre-Qualify" tool, logged in, and was "pre-approved" for 12.5k. I went through the process - 6684037. Skip Navigation. How It Works; Pricing; Education; Community; Support ... All FICO ® Score products made available on myFICO.com include a FICO ...Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to - 177684 - 4Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...How to prepare for tractor loan. First post here since deciding to take control of my credit. I had a rough time with a long layoff in 2014 and although I kept the roof over my head and the kids fed I had a string of 22 consecutive 30 days late with Wells Fargo mortgage. I used their hardship program and had a misunderstanding of how it worked ...Rewards: Earn 5% cash back on up to $1,500 in combined purchases in categories that rotate quarterly (requires activation), 5% cash back on travel purchased …Re: cap1 prequalify experience. @FireMedic1 wrote: Take it with a grain of salt. cap1 is all over the pace. I had 2 starter bucket cards for over a year. Then went and cold apped for the QS as the first non-bucket card. There many with larger files and scores and still get the secured pop up. Its 50/50 and the triple pull.Discover Pre Approval. Looking for some advice as to whether I should apply for the Discover Cash Back card. I was pre-approved this morning after filing out the required info. I was pre-approved for 3 of their cards, but the Cash Back being the best one IMO because of the 5% cash back. I'd like to add another revolver to thicken my file and …My fico 8 is a 761. My most recent inquiry was a little over 100 days ago. If I were to apply for another card which lenders aren't inquiry sensitive and won't deny me due to number of recent inquiries? I have pre qualified for some discover and Amex cards and have heard they aren't inquiry and new account sensitive like some of the other lenders.Sep 19, 2021 · Today, I logged into the dashboard and was greeted with a pre-qualified offer. In the offer, it also states "You're approved for a low-rate credit card from PenFed". The offer also has a single interest rate rather than a range (13.49-17.99% is what's offered on this card). Regardless of this, I am doubtful that this would actually go the way I ...Capital One, Chase, Discovery, Citi, BoA, US Bank, and others all have pre-qual pages on their websites, where you can check your offers (all SP). Some of these …How solid are Capital One's Pre-Qualify Offers? I currently have the Capital One Quicksilver One with a 3K limit. I've had it for 4 months, and it's my daily driver. I make multiple payments each month. Here are my data points: 11% UTL (My actual UTL 5%) with a total credit limit 101,750 (AU on sister's 4 accounts with a total 73,100), and my ...Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't - 6435323 - 6While it's easy to get sucked into what may sound like a good deal, it's also easy to do your research to ensure that "deal" is the real thing. Here are three common vacation booki...There's a company by the name of Better Mortgage that will prequal without a hard pull. However, I wouldn't use this type of prequal for more than a litmus test as to what you may qualify for when ready to fully commit and buy. FICO 8 (Feb 2018): EX- 519, TU- 530, EQ- 545. FICO 8 (Sept 2022): EX- 706, TU- 685, EQ- 684. What's in my wallet:. Re: Pre-Approval from Verve Mastercard. I would say about a week later, they got an approval Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...So apparently Discover has two prequalify links one that only asks for name and last 4 and one that wants all info. Which is valid and does - 6033610 Find out if you're pre-qualified for a Discove My 341 meeting was today, discharge is expected to be some time in April. So far I'm only showing preapprovals for: CreditKarma: Mission Lane secured Visa Capital One Platinum secured Capital One Quicksilver secured Cash rewards Opensky Secured Credit Visa First Progress Platinum Prestige master... The founder of Re-Fabbed simply followed her interests and co...
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